Terms of Service

Social Security Advisors Group, LLC (“Social Security Advisors”, “we”, “us” or “the Company”) and its employees and/or affiliates provide their services to you subject to the following conditions. If you, the client, engage the Company to provide its services to you via any of the methods available to you, you unconditionally accept the conditions of this Service Agreement (“the Agreement”). Please read them carefully; this is a legally binding document.

1. Purpose/Description
Social Security Advisors strives to provide educational information with regard to the subject matter covered to individuals. This service is not intended for financial advisors or other practitioners. By engaging the Company to provide services to you, you certify that (i) you are a consumer; (ii) you are using this service for your personal benefit (or the benefit of you and a family member) and not for the benefit of others; (iii) all information you have submitted is complete, accurate, and error-free (iv) you have not intentionally submitted false information; and (v) your use of the service is not in violation of any federal, state, and local laws and regulations.

All information provided by us to you should only be viewed as educational inputs into your overall decision-making process. It is your responsibility to carefully consider any information we provide to you and to verify this information and the implications of any decisions made based on this information with the appropriate financial professionals or other practitioners prior to acting on this information. We do not provide financial, investment, legal, or accounting advice and any such advice required should be obtained from a qualified financial professional. Furthermore, in addition to a financial professional, you should consult with your local Social Security Administration office prior to acting upon any information provided by the Company. The Social Security Administration makes all final decisions regarding your eligibility for benefits, the benefit amounts, and other related matters.

There are often numerous Social Security claiming strategies available to you and your best strategy depends in part on personal tradeoffs and decisions that only you can make. We use information you provide in conjunction with the current Social Security rules and regulations and other tools and resources to make recommendations to you. The information provided to you by us does not constitute a comprehensive financial plan and should not be considered as one.

2. Warranties/Changes to Laws, Rules, Regulations
Social Security Advisors Group, LLC attempts to be as accurate as possible. However, the Company relies on information, some of which changes periodically, from the Social Security Administration and various service providers, tools, and other sources and while believed to be accurate, does not warrant that product and service descriptions or other content or information provided to you is accurate, complete, reliable, current, or error-free.

Products and services provided by the Company are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the information, content, materials, or products and services offered. You expressly agree that your use of this service is at your sole risk. To the full extent permissible by applicable law, Social Security Advisors Group, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Social Security Advisors Group, LLC will not be liable for any damages of any kind arising from the use of products or services offered, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

3. Assignment & Modification
We reserve the right to make changes to our site, policies, and this Service Agreement at any time. Additionally, the Company shall maintain the right to assign this Agreement at any time and for any purpose. You shall not make any transfer or assignment of this Agreement without the express written permission of the Company.

4. Sole Agreement
With the exception of other policies posted on SocialSecurityAdvisors.com or its subdomains which govern any visit by you to SocialSecurityAdvisors.com or its subdomains, this is the sole agreement between the Company and you.

5. Severability
If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

6. Binding Effect
In addition to you, the client, the terms and conditions contained in this Agreement shall apply to and bind your heirs and/or estates, legal representatives, and assigns.

7. Acknowledgement of Copy Received & Understanding
By engaging the Company, you acknowledge that this Agreement has been reviewed in its entirety and that you fully understand and agree to all terms and conditions herein.

8. Limit of Recovery
Social Security Advisors Group, LLC is not responsible or liable to any person and/or entity for any actual or alleged loss or damage caused, directly or indirectly, by information provided to you in any form whatsoever. If a product or service offered by us is not as described, your sole remedy is to contact the Company to seek a refund limited to the amount paid to us by you for the product and/or service.

9. Electronic & Digital Communication
Social Security Advisors Group, LLC does not warrant that its electronic communications with you (via its website, e-mail, and/or other methods) are free of viruses or other harmful components and will not be liable for any resulting damages.

10. Paragraph/Section Headings
All paragraph/section headings are for convenience only.

11. Governing Law
This Agreement shall be governed, construed, and interpreted by, through and under the Laws of the State of Delaware.

12. Notices
Any notice required or otherwise given pursuant to this Agreement by you to the Company shall be in writing; hand delivered or mailed by registered or certified mail with return receipt requested to the address herein associated with the Company or as the Company may specify. The date of service of any written notice by you to the Company under this Agreement is the date of delivery of such notice. Unless otherwise stated herein, any notice required or otherwise given pursuant to this Agreement by the Company to you shall be in writing; hand delivered, mailed by registered or certified mail with return receipt requested, or delivered by a commercial delivery service, to the address on file for you with the Company unless an alternative address is otherwise reasonable as dictated by the circumstances. Additionally, all forms of electronic communication from the Company to you shall be considered an acceptable method of notice.